Finance

In-House vs Outsourced Accounting

Updated for FY 2026-27 · Last verified 2026-06-04

In-house team (annual)

Number of accounting staff

Average annual CTC per person (₹)

Software / licences per year (₹)

Training & compliance per year (₹)

Office / overhead allocation (₹, optional)

Outsourced firm

Monthly retainer (₹)

Annual filing fees (₹, optional)

Additional services per year (₹, optional)

In-house total / year	₹0
Outsourced total / year	₹0
Breakeven monthly retainer	₹0

All assumptions are user-provided — actual costs vary with scope, volume and your firm's rates. This compares direct cost only; it does not weigh control, continuity or expertise. Consult a CA before deciding how to staff your accounting and compliance.

Book a consult with this estimate

A CA will review your actual situation — this estimate is a starting point.

Estimate only — not professional advice. Tax laws change; figures may differ from your actual liability. Consult a qualified CA before making financial decisions.