Tax & finance calculators
Quick, private estimates computed in your browser. Built for Indian financial years — figures in ₹ with lakh/crore grouping.
Direct Tax
Income Tax — Old vs New
Compare your liability under old and new regime for the selected financial year.
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TDS Calculator
Estimate TDS by section — 194C, 194J, 194I and more (FY 2025-26 / FY 2026-27).
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Advance Tax
Instalment schedule at 15% / 45% / 75% / 100% with 234C interest.
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Capital Gains
STCG / LTCG by asset type and holding period — post-July 2024 rates.
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Presumptive Tax (44AD / 44ADA)
Presumptive income under Section 44AD (business) or 44ADA (professionals).
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Depreciation (IT Act)
Written-down-value depreciation by block of assets under the Income Tax Act.
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Payroll
HRA Exemption
3-way minimum formula — metro vs non-metro changes FY 2026-27 (Hyderabad joins metro).
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Gratuity
Estimate gratuity from tenure and last drawn salary (Payment of Gratuity Act).
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Take-Home Salary / CTC
CTC breakdown showing EPF, ESI, Professional Tax, TDS and net in-hand.
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EPF / ESI Contributions
Employee and employer EPF, EPS, EDLI, ESI contributions with wage ceilings.
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Professional Tax by State
Monthly and annual professional tax for Telangana, AP, Karnataka, Maharashtra.
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Savings
PPF Calculator
Public Provident Fund future value at 7.1% p.a. (compounded annually).
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NPS Retirement Corpus
NPS corpus projection with employee/employer contributions and assumed returns.
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SIP / Mutual Fund
SIP future value using compound formula with monthly returns.
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