Payroll
Take-Home Salary / CTC
Updated for FY 2026-27 · Last verified 2026-06-04
Enter your monthly gross and Basic + DA to see your in-hand salary and full CTC.
ESI applies only when monthly gross is at or below ₹21,000. Employer EPF/EPS contributions are capped on the ₹15,000 wage ceiling. Professional Tax varies by state — see the PT calculator for an exact figure.
Book a consult with this estimate
A CA will review your actual situation — this estimate is a starting point.
Estimate only — not professional advice. Tax laws change; figures may differ from your actual liability. Consult a qualified CA before making financial decisions.